Short Update on Budgeting

The cookbooks aren’t even at my house yet. I am still at least a week from flipping the switch on this. And yet I am noticing the change in my view of things already.

krispieThis afternoon I decided to go out for a soda and a rice cereal treat. I brought leftovers for lunch and I’ve been having a rough week. Also, I had taken note that my Chobani yogurt I brought with me this morning on sale was 25% of my daily budget (keeping in mind I am not yet on that budget).

You know what else is 25% of my daily budget on sale? That rice cereal treat from the convenience store on the corner. Granted they go on sale every week for a day. You can set your calendar to it. But that is still $1 when my total budget for the day will be $4. So this is a luxury I won’t have for a long time. And look at it, consider that I just called that a luxury.

cherry-pepsiDon’t even get me started on the soda. If we still had Coke machines in the stadium I would still be dropping $1.50 on a bottle – around 37% of the daily budget. But at $1.79 a bottle (plus tax), that is about half the daily amount I have to spend. Even if I find a sale, the lowest price I am likely to get is $.25 per can of soda. Which means I will get one can a day at best. I should be drinking more water anyhow.

Last – and by no means least – is beer. I was listening to the morning show talk craft beer with the owner of Trixie’s Liquor on the morning show. This lead to me making a mental list of the beers I wanted to pick up for our family vacation to Door County this weekend. A bomber of Trixie’s Forbidden Fruit (a grapefruit IPA made by Mob Craft for the store) is around $8.99. You see where I’m going, right?

Mrs. Zombie and I have been working budgets for a number of years now. The idea is to pay off all debts, a goal we should hit in 5 or 6 years. The mortgage being the only debt the last 4 of that. So even though we can afford more than $4 a day, and can afford to pick up that six pack of craft beer for the trip this weekend (much less the trip itself), this is a really strong exercise in seeing what it’s like on the other foot. Without relying on the memory of the “Mac and Cheese Days” long past.

naptime-gingerNot to mention if we’re going to take our budding new rock climbing puppy out to Aladdin’s favorite park on the anniversary of his death, you better damned well believe I will be having a beer that night. Of course, realistically, Ginger will probably look more like the photo here all weekend long. Which is fine. I have work to do.

One More Caveat

I also came across one more caveat that I need to enter into the challenge. Every week I go to my writer’s group on Thursday. We meet at one of two spots where we can get coffee and a bite to eat. Many times I will just get coffee and a cookie or tart because Chocolaterian makes some of the best treats and their coffee is something brewed by Walter White. Seriously, that shit is addictive! And more over, as we use their space every week I feel it would be rude to not “pay the rent” in some fashion. Especially when I am able to. So I will have dinner when I get home (in budget), but at the cafe I will partake of coffee and a cookie.

And in “payment” for this, I won’t get coffee on Thursday mornings on my way into work. So really it isn’t one more caveat to the project, but an addendum to an existing one.

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